What you mean, "we," Timmy?
No crisis like this has a simple or single cause, but as a nation we borrowed too much and let our financial system take on irresponsible levels of risk.
How are "we" responsible for creating trillions of dollars in toxic derivatives?
How are "we" responsible for the missing and fraudulent loan documentation?
How are "we" responsible for making trillions of bets based on computerized models that assumed that housing prices would never go down?
How are "we" responsible for the ratings agencies that gave all your worthless paper AAA ratings, and then sold it to bigger fools?
And you guys were the ones who paid yourselves billions for looting our houses and our 401(k)s and our pensions! And now you want more billions, because the clusterfuck is so complex and colossal that only you can "fix" it!
And speaking of "fixed," can we just be honest, for once, and say that the banksters have rigged the game, and The Plan is to loot as much of our wealth as possible and get away clean before the system collapses?
Plus ça "change," plus c'est la même chose....
NOTE Via the increasingly shrill Lord Eschaton.