ObamaCare Clusterfuck: When Obama said the exchanges would be like when you "buy a flat-screen TV or plane tickets" he was flat-out lying
The quote, from Obama's recent speech in Galesburg:
If you don’t have health insurance, then starting on October 1st, private plans will actually compete for your business, and you'll be able to comparison-shop online. There will be a marketplace online, just like you’d buy a flat-screen TV or plane tickets or anything else you're doing online, and you'll be able to buy an insurance package that fits your budget and is right for you.
That's a steaming load of crap. Here's a more realistic perspective (hat tip, joe6pac):
You may have heard that shopping for health insurance under President Barack Obama's health care overhaul will be like using Travelocity or Amazon.
But many people will end up with something more mundane than online shopping, like a call to the help desk.
Struggling with a deadline crunch, some states are delaying online tools that could make it easier for consumers to find the right plan when the markets go live on Oct. 1.
Ahead of open enrollment for millions of uninsured Americans, the feds and the states are investing in massive call centers.
"The description that this was going to be like Travelocity was a very simplistic way of looking at it," said Christine Ferguson, director of the Rhode Island Health Benefits Exchange. "I never bought into it."
"The bottom line is that with tight timelines ... states have had to scale back their initial ambitions for Day 1," said Paul Hencoski, leader of KPMG's government health practice, which is advising nearly 20 states. "A lot of the more sophisticated functionalities that might have been offered through the Web are being deferred to later phases."
When the markets first open, Hencoski said, "there will be a significant amount of manual processing of things that will later be automated." Translation: emails, phone calls, faxes.
The Obama administration, which will be running the markets or taking the lead in 35 states, has yet to demonstrate the technology platform that will help consumers get financial help with their premiums and pick a plan.
So the states are already triaging functionality, and many millions will experience exchanges that are nothing like Obama's description. Read the rest of the article. It's going to be a total PITA, with the difference that when you apply for insurance to any insurance company, you don't face a perjury rap if you make a mistake, or clawback on next year's tax return.