ObamaCare Clusterfuck: Ginormous medical bills because Nevada Health Link can't fix a typo
The family’s troubles began in February, when Amber Smith delivered daughter Kinsley five weeks prematurely. Kinsley spent 10 days in Summerlin Hospital’s neonatal intensive care unit, and Amber’s 40-day hospital stay included two surgeries.
The Smiths bought insurance from Anthem Blue Cross through Nevada Health Link in October and made two premium payments in January. Yet the claims are being denied because Amber’s birth year is listed incorrectly on the family’s insurance identification cards, Smith said. It’s one year off — written as 1978, when it should be 1979.
What a shocker. Health insurance companies will do anything to deny care when the bills get large. This is just rescission under another name! Like for post-existing conditions....
Nor has Smith been able to get baby Kinsley added to the family’s insurance, despite “dozens of calls” to Nevada Health Link and Anthem. So despite never missing a $1,300 premium payment, the Smiths are on the hook for all of Kinsley’s follow-up care. What’s more, some of Amber’s specialists have unexpectedly [oh?] abandoned provider networks, leaving the family with unexpected out-of-pocket expenses, he said.
The family’s grand total? Roughly $1.2 million.
That's a lot of money! And it's a two-fer! Not only denial for a post-existing condition, a narrowing network! Ingenious. And the Smiths aren't the only ones:
The Smiths are the latest in a line of consumers reporting technical problems with Nevada Health Link, the Xerox-built marketplace through which Nevadans can buy subsidized health insurance to comply with the Affordable Care Act. Las Vegan Larry Basich ran up more than $400,000 in uncovered bills in February after Xerox’s system couldn’t figure out which insurer he signed up with. Basich got coverage in March, after a flurry of media attention.
So how many other cases are there, that didn't get media attention? And how many smaller cases are there? People can go bankrupt for $10,000 or under, too, and the health insurance companies can make a lot of money ripping people off for $1000 or even $100, as long as they do it often enough. Their secret is volume!
The board of the state exchange voted in May to drop Xerox and its system, and borrow sign-up functions of the federal Healthcare.gov when open enrollment begins Nov. 15.
BWA-HA-HA-HA!!!! Out of the frying pan into the fire! Seriously, do you think there's been any serious national coverage done on "consumer" problems with the Federal system? Reporters would have to travel outside the Beltway to do that!