broker

Rocky Mountain Health Plans turns down four-month-old, tells parents: "Your baby is too fat"

Denver Post:

Alex Lange is a chubby, dimpled, healthy and happy 4-month-old.

Bernie and Kelli Lange tried to get insurance for their growing family with Rocky Mountain Health Plans when their current insurer raised their rates 40 percent after Alex was born. They filled out the paperwork and awaited approval, figuring their family is young and healthy. But the broker who was helping them find new insurance called Thursday with news that shocked them.

" 'Your baby is too fat,' she told me," Bernie said.

Alex's pre-existing condition — "obesity" — makes him a financial risk. Health insurance reform measures are trying to do away with such denials that come from a process called "underwriting."

"If health care reform occurs, underwriting will go away. We do it because everybody else in the industry does it," said Dr. Doug Speedie, medical director at Rocky Mountain Health Plans, the company that turned down Alex.

Not if the insurance companies are able to game the system, it won't. But that will never happen.

Banksters and blow

LOLfed, as usual, puts it all in perspective:

From Bloomberg, a shocking – shocking – tale of cocaine usage among bankers. I had no idea! The story here is not so much the blow as it is the sudden cessation thereof, as the finance-minded do the math and realize how much their eightball budget has been cut back as of late.

It’s no wonder 90% of all US money has Bolivian marching powder on it, with this being so popular in banking. ...

Obama stump speech strategy of conciliation considered harmful

[Just cross-posted to Kos. How about a recommendation? And welcome, Eschatonians, Paul Krugman, Digby, Andrew Tobias, and Sadly, No readers. And Avedon, you know I do.]

[And readers, if you want others to read this post, you can use the Digg or Reddit buttons below to recommend it.]

* * *

ONE CURRENT PERMATHREAD on Big Orange is that Krugman and Obama are feuding or having a vendetta. Which, when you take a step back, is bizarre. That movement conservatives and Villagers like stone Bush enabler William Kristol, like David Brooks, Broderella, and Andrew Sullivan are all good with Obama isn't even mentioned in passing by Obama's fan base. And yet those same enthusiasts spend inordinate amounts of time vilifying Paul Krugman, a true progressive who was there for us from the earliest dark days of the Bush regime.

Curious. What's really happening?  Read more…

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