Aetna's failing business model
The industry has been struggling with tepid or declining enrollment in commercial plans, while awaiting the final outcome of the government's overhaul of health-care policy.
The company has an unsustainable business model and they know it. That is why their entire executive board has been dumping stock for years.
Clearly the insurance companies are not viable and only obscene denial of claims enables them to maintain the fiction of solvency. One of the many reasons to move to a single payer system is to insure an orderly transition from a failing private insurance racket to a public system of payment.